So we’re all living in a time of absolute unprecedented difficulty right now. We’ve all planned for little emergencies but usually a quick look under the sofa and in money jars can grab us enough for milk and bread. But what about when something like Corona Virus strikes and we’re all in a situation that was almost impossible to plan for? Here’s a few ideas on accessing cash when you need it most.
Sell, Sell, Sell
It might be a long winded way of making a bit of extra cash but selling your preloved and no longer needed items could really help you in times of hardship. When every little counts, selling a few bits for a few quid here and there really makes a difference. Almost all of us have access to the internet, so get on it , declutter and make some money – fast.
Access your credit
If you know you’re still getting paid but just need something to help you in the short term, something like Polar Credit might work for you. Polar Credit is one of the credit card alternatives available to people looking to borrow money. They offer a credit line where you apply for a credit limit and if approved, you can transfer small amounts of money to your bank account. They’ll only charge interest on what you actually borrow and not on the total credit limit available to you.. They have significantly lower interest rates when compared to payday loans and can help you rebuild your credit score if used appropriately.
Sell your skills
Websites like People Per Hour or Fiverr allow you to sell your skills to people who need them. Social media whizz? Great at writing stories? Know how to make a website? What about telling jokes? All of these are examples of things that people will pay you to do. You might even find a whole new career!
Get Advice
I have to end by saying if you really are in a financial pickle to seek some advice. Whether that’s your local citizens advice bureau, your bank or check out the governments website to see what help you’re entitled to.
